Thursday, October 18, 2018

Mastering Your Debt One Step At A Time

We are all likely to experience debt to some degree or another at some point in our lives, even if only a tiny amount. Even if you feel that you will manage to avoid this fate, it is worth knowing as much as you can about debt just in case it does ever happen, as that way you will be able to make sure that you manage it as well as possible if it does arise. In this article, we are going to take a look at some of the things you might want to consider doing if you are to manage your debt more effectively. As long as you have thought of the following, you should find that you can make of your debt situation a much more manageable thing, so that you can hopefully get out of it as soon as possible.
Don’t Borrow Any More
Part of the problem with debt is that once you are in it, it is hard not to just let that ball keep rolling. While it might be that a short-term solution to debt is to borrow from somewhere else, ultimately this is just passing the debt around - and probably making it worse in the process. You must make sure that you don’t borrow any more than you need to, and ideally not ever again. If you manage to avoid borrowing at all, you will find that you are in a much better situation, and that you can keep your debt in control much more effectively. If you think you have to borrow, then consider asking a good friend for a loan instead - btu be aware than even this comes with its own consequences.

Understand Your Options
It helps to be aware that there are always going to be options available to you, so that you don't have to worry about all being lost. No matter how bad it gets, there are things you can do, and knowing this is key to ensuring that you can keep your head held high even while you are struggling greatly with your debts. At the worst, you will still be able to claim irs debt forgiveness or bankruptcy, which can then help you to get back on track. So don’t worry about the ultimate end result - you can always improve it no matter what stage it gets to.
Pay It Off Slowly
As long as you are paying off some amount of your debt each month, you are moving in the right direction. Remember this, and make sure that you are actually doing so. You might want to set up a direct debit to pay off your credit card, for instance, or you might want to think about drawing u a calendar which you can easily and thoroughly follow. By paying it off loyal ,you are doing the most important thing you can do and ensuring you slowly get out of that situation you are currently stuck in.

Monday, October 15, 2018

Google Chromecast Streaming Media Player at #BestBuy

Thinking of ways on how to lower your monthly household expenses? One of the most common suggestions that you may hear from friends is to finally do what more and more people are doing these days according to reports - cut the cord. Cable and satellite tv monthly subscriptions have noticeably increased during the last couple of years and this has been a major reason for people to finally ditch cable.
But if you don’t want to miss the new seasons of your favorite tv shows or you want to enjoy the awesome new shows that are coming out these days, then the Google Chromecast Streaming Media Player is what you need. This handy device is an affordable tool that you can use to stream video content to your TV. Just plug the Google Chromecast into the HDMI port of your TV and you can have access to  your favorite shows, movies and live sports.

What makes the Google Chromecast Streaming Media Player unique is that you don’t just get to watch your favorite shows but you can also use it to stream almost any kind of content from the Chrome browser. What is even more important to note is that with Google Chromecast, you don’t have to pay for channels that you don’t want. You don’t have to deal with content that is not relevant to you. Just stream all the content that you want and enjoy the additional perks that streaming services offer.

The fees that you pay for your preferred streaming services are considerably lower that you cable subscriptions. They are not contract-based which means you can cancel anytime you want.

So if you’re want to deal with the constantly increasing cable fees then it it time for you to invest in your own Google Chromecast Streaming Media Player.

All together now
Watch movies, shows, live TV, YouTube, and photos streaming on your TV from all your family's devices.¹

Stream from your phone to TV
Plug Chromecast into the HDMI port on your TV to power and stream your favorite entertainment right from your phone with just a tap. Watch shows, listen to playlists, and more. And while streaming, you can still use your phone as you normally do.

Works with the streaming apps you know and love
Enjoy TV shows, movies, videos, songs, games, sports and more from over 2000 apps like Netflix, YouTube, YouTube TV, and HBO NOW. Find more at¹

Start streaming with just your voice
Just say what you want to watch from compatible apps and control your TV hands-free with Chromecast and Google Home working seamlessly together.²

“Ok Google, play Stranger Things from Netflix on my living room TV.” ¹

Upgrade your TV for less
Expand your home entertainment without buying a new TV. It's so affordable you can get one for every TV in the house.

High-speed wireless connectivity
Built-in 802.11ac Wi-Fi connects to the Internet through your wireless home network (wireless router required and sold separately).

Compatible with your existing HDTV
Easily connects to high-definition televisions with HDMI connectivity.

¹ Subscriptions are required to view some content.

² Google Home, Chromecast, and compatible content required to cast to a TV using Google Home.

Web-based services and content require high-speed Internet service. Some services may require a subscription.

Disclaimer: The reviewer has been compensated in the form of a Best Buy Gift Card and/or received the product/service at a reduced price or for free.

Place de la République & Marianne Monument

The Place de la République (formerly known as the Place du Château d'Eau) is a square in Paris, located on the border between the 3rd, 10th and 11th arrondissements. The square has an area of 3.4 ha (8.4 acres). It is named after the French Republic, was called the Place du Château-d'Eau until 1879, and contains a monument which includes a statue of the personification of France, Marianne.
At the square there is this iconic monument of Marianne which is a walking distance from our hotel and a few distance from the metro station. The Métro station of République lies beneath the square.
When we were there the monument was covered by graffiti, posters, flowers, and candles which formed a temporary shrine to the victims of terrorism in the French capital and across the country since January 2015.

We had breakfast at McDonald's one time and dinner at KFC across the plaza. 

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Sunday, October 14, 2018

Church of St. Elizabeth of Hungary

Sainte Élisabeth de Hongrie or Church of St. Elizabeth of Hungary is located at the heart of the historic Marais district, the Église Sainte-Élisabeth de Hongrie was built in 1646.

We weren't able to get inside of the church because it was close when we got there. The church is actually a walking distance from where we stayed in Paris.
According to my research, the church is rich in paintings and frescos from the mid-19th century, with a series of 100 carved wooden sculptures in bas-relief from the start of 17th century, as well as remarkable stain-glassed windows from the 1830's. The two organs are used to hold concerts.

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Embracing the Joys of the Family Road Trip

If you have already had a negative experience on a family road trip, then the idea of risking it again may seem like nothing but foolishness. The problem with family road trips is that they can go awry very quickly, and if you’ve already had to tolerate bored children, arguments, and traffic jams, then you’re probably dreading the notion of another round of the same. The good news, however, is that there is a lot of joy to be had from a long car journey with your nearest and dearest, and these tips might just turn your next road trip into an experience that every family member will never forget. This time, for the right reasons!
Image result for Family Road Trip
One of the first mistakes that first-timers fall prey to is not discussing the journey with the younger members of your family. Not only should you discuss your destination activities in advance, but you should also have a full and frank discussion about the behavior that will be tolerated and what will not. Make sure that they have an understanding of how often you will be stopping for snacks and meals, how much they will be allowed to use their phones, laptops, and tablets, and don’t forget to give them a destination time frame that they can understand. Let them have some element of control over how they’d like to spend their time in the car, and they will be much more tolerable!

Even if your destination is somewhere like Disneyland, the car trip itself should be as much a part of the vacation as every other activity and experience. Plan interesting stops along the way so that you can keep your youngest entertained and stimulated, and never forget to place a strong priority on your mode of transport. Most family cars get a lot of use, and that comes with wear and tear. Look for car rentals near me and enjoy your journey in much more comfort and style. Renting a car is a good way of avoiding the risk of your family vehicle breaking down under the strain of a long trip, especially if it’s more used to school runs and the daily stop and start of the city commute.

No matter how organized you may be and no matter how detailed your itinerary, things can always go wrong. It doesn’t take a lot to start a traffic jam, and if you end up in the same spot for a while, you could miss out on some of the sights that you had planned to see. This can lead to frustrations and arguments, and you want to avoid these at all costs. Always keep your itinerary loose and flexible. That way, if you see something awesome on the roadside that didn’t show up in your planning stage, it’s not going to cause issues if you decide on a whim to stop and check it out.

The right family road trip could be a golden opportunity to bond closer through the shared experience. Plan and discuss together, and you may end looking forward to your next road trip with enthusiasm rather than dread!

Manage Your Credit Responsibly

If you do not manage your credit responsibly, your credit score will be affected and it will become difficult to raise a mortgage or a loan for anything else. However, no credit history can also have an adverse effect and the secret is to build a credit record that shows you have always paid everything as and when it became due, or cleared any debts early.

Handle Your Credit Cards
Credit cards are not all bad. If you can pay the balance in full each month they can be very useful. They will give you extra protection on some purchases, which has to be a bonus. However, if you run up a large balance and only pay the minimum amount each month, they will cost you a fortune in interest. As long as that monthly payment is made your credit score will stay good, but you would be better off having a bank loan to clear what you owe.

When you get the adverts for cards in the post or by email, don’t apply for everyone. Multiple applications do not look good to anyone considering lending you money.

Pay Bills When They Are Due
If you always pay your bills when they are due, your credit record will stay in good order.  Some people ask the question ’Do medical bills affect your credit score?’ The same applies to these as all other bills, if you pay them late or do not pay them at all, yes they will affect the rating for credit against your name.

It is a good idea to set regular payments up for bills that go out every month. If these are automated you will not be able to forget that the payment is due.

Build A Credit History
You may wonder why any financial institutions bother to check you out before loaning you money or giving you a credit card. Let’s liken it to a stranger in the street approaching you and asking that you lend them $100. You may well have that in your purse or wallet, but before you loaned the money you would want to know what your chances were of ever getting it back.

That is why people check you out and if you have no credit history it is difficult for them to know if you honor your agreements or not. Possibly the best place to start is with a credit card from your bank, who will already know you. Don’t get carried away with the extra money you have to spend. Use the card sensibly and your record will soon start to build.

The interest rates on credit cards for outstanding balances are very high, but there are deals where you can have a card for 6 months free of any interest. Utilize offers like these to reduce the amount you owe, so you can pay debts off quicker and build up your savings,  and because another thing that will affect your credit rating is if your cards are always at their limit.

Managing your credit is not as daunting a prospect as you may think. You can do without credit cards if you have to. Anything bad on your record stays there for 7 years, so use that time to repair your credit history, and then you will have no trouble getting the mortgage or loan you require.

Friday, October 12, 2018

Paris France Hôtel

We chose to stay in Paris France Hotel because it's budget friendly and very close to the metro. There's also a market around the corner and post office.
Paris France Hotel is located between "le Marais" area, the Louvre museum, the Opera and the great Department Stores, the Hotel Paris France is situated in a quiet environment, and in the touristic and business area of Paris. Housed in a building of character built in stone in 1910 during the Belle Epoque,
The interior is outdated and the lift is very small. I believe it can only accommodate 2 people. My daughter and I took the lift while my husband opted the stairs.
The stairs on the hand is very steep and narrow.
Our room was very small with three single beds. 
Our bedroom was located on the third floor facing the side of an old Catholic church. 
The toilet shower bath tub in our room was not fully covered. I wish they could have half the glass to cover the side of the tub to prevent water splashing all over the floor when showering.
One thing I noticed was their hair dryer. It's weird and does not do the job very well. It took me forever to dry my hair.
Also, you have to leave your key at reception every time you step out of the hotel and pick it up when you come back. I’ve never had that experience before.
Overall, our experience wasn't bad but OK!