Thursday, October 29, 2020

Moving House? How To Execute A Stress-Free Relocation

 If you’re counting down the days until you move house, you may be experiencing a mixture of emotions. Moving can be exciting, but it can also be daunting. If a move is on the cards, here are some top tips to help you execute a stress-free relocation. 

Image credit: https://www.pexels.com/photo/family-unpacking-after-moving-4569340/


Give yourself time

Unless you move unexpectedly, and you need to pack all your things in a mad dash, it’s beneficial to give yourself as much time as possible to prepare for the move. Once you have a date, you can start packing, putting items in boxes that you’re not going to use before you leave your home. Write a list of all the jobs you need to do before you move, and work your way through it. If you leave everything until the last minute, moving will be very stressful and you might not have time to cross everything off your to-do list. 


Choose a reliable, reputable removal firm

When you move house, the last thing you want to worry about is whether your possessions will be safe or a removal truck will turn up on time. You can eliminate these concerns by researching removal firms and using a website like Moving Feedback to find reliable, trustworthy removal companies in your local area. It’s also a good idea to ask friends, colleagues or neighbors who have recently moved for recommendations. Read reviews and testimonials and try and focus on value for money, rather than the lowest price. 


Adopt a packing strategy

Packing an entire house full of belongings is a challenge, even for the most organized people. Before you start filling boxes, draw up a plan of action. Move through the house methodically, tackling each room and using clear labels to mark which room the box will be going into in your new home. Marking boxes is a brilliant way to make unpacking easier and save time and effort. 


Take advantage of the opportunity to have a clear-out

Moving house offers an ideal opportunity to get rid of anything you no longer need or want. There is no point in packing boxes full of stuff you don’t want to take with you. When you’re going through each room ready to pack up your belongings for the move, set aside anything you don’t want. You can then decide whether to sell, donate or throw items away. 


Pack a bag of essentials

When you’ve climbed four hundred flights of stairs and spent hours on your feet lifting and carrying boxes, the last thing you want is to waste another hour trying to locate your pajamas or a mug for a cup of tea or hot chocolate. Packing a bag of essentials will help you settle in on your first night. In an overnight bag, pack a pair of pajamas for each family member, some clean underwear, toiletries and towels. Pack some mugs, a jar of coffee, tea bags, bowls for breakfast in the morning and cutlery in a box to take with you in the car. 


Picture source: https://www.pexels.com/photo/woman-holding-gray-ceramic-mug-846080/


Moving house can be incredibly exciting, but many of us dread packing, lifting and unpacking. If you’re preparing to relocate, hopefully, these tips will come in handy. 








Wednesday, October 14, 2020

Design Ideas to Help Bring Vacation Home

If you are like most, you are missing traveling. While you may not be able to go anywhere abroad anytime soon, you can create an international experience in your home. Take advantage of these design ideas to help you recreate the magic of Europe, Asia and Latin America design trends. 

Shopping pour une ambiance style maison de vacances - Frenchy Fancy

European Countryside  

Trying to plan a trip to Europe this year seems out of the question, and border openings are uncertain. You may find yourself longing for a trip to the European countryside. Rather than look at pictures online, bring the beauty of Europe home. Think of incorporating the charming bench with plush pillows to give you a rustic touch to your living room. Be sure to take advantage of natural wood colors to help create an organic atmosphere.    

East Asian Comfort  

Cities like Tokyo and Seoul evoke the image of modernity. However, these cities demand maximizing the use of small spaces. Minimalist design, mixed with innovative solutions, defines this aesthetic. Take advantage of hidden storage ideas or multi-use items to help create clean lines and a modern feel. Don't forget to try some of the latest home technology. By utilizing these tools and tricks, you can bring the comfort of Asian design to your home, without ever going outdoors.     

Latin American Colors  

Latin America is quickly becoming a force in the design world. Bright colors mixed with brilliant patterns help to breathe new life into any room. To help you create the feel of your vacation, be sure to utilize plants or earthy tones to bring nature to your design. If you are short of ideas, take the time to follow some of Latin America’s hottest designers to see how to incorporate the latest trends with a unique twist.   

No matter where in the world your design takes you, you’re going to love your new international home.  








Piccadilly Circus

⬅️⬅️⬅️ Piccadilly Circus is a busy square in the heart of London. It is famous for the fountain that was installed here at the end of the nineteenth century and for the neon advertising that turned the square into a miniature version of Times Square.
At the center of the Circus stands the Shaftesbury Memorial Fountain. It was built in 1893 to commemorate Lord Shaftesbury, a philanthropist known for his support of the poor. . The seminude statue on top of the fountain depicts the Angel of Christian Charity but was later renamed Eros after the Greek god of love and beauty. 

 SOI: aviewoncities.com






Benefits of Debt-free Living

Image Credit

 

Have you ever imagined waking up to work at your preferred time, not when the alarm goes off? I mean, a world where mortgages and college debts are non-existent. Where your monthly credit debt doesn’t determine how hard you are supposed to work. Working at your dream job, enjoying your work rather than paying debts. An ideal free debt world is where you travel whenever and wherever you want, leading to a happy family.

 

This article gives you an insight into how an ideal free world looks like;

Have More Control over Your Life

 When you have fewer debts, your living cost reduces significantly, making it easier to choose your lifestyle. You get a job of your choice rather than the one that puts food on the table. A debt-free living offers you a retirement package not consumed by the high cost of debts. 

Increased Number of Financial Choices

Lack of previous financial expenses allows you to live today and tomorrow, which helps you get liberated to plan for the future while enjoying today. If you have ever missed out on an investment opportunity because you couldn’t afford to risk it, then you know of the frustrations that come with it. Good investment opportunities appear for only a short period, and having no cash at hand can make you lose out on them. With debt-free living, you are always ready for a window of investment. 

Reduced Stress If you have debts, every end month gets you stressed on how you will offset them and still have enough to sustain you until the next paycheck. With obligations consuming your salary, the thought of losing your job or facing an unexpected medical issue or any other challenges can give you stressful nights. Add late-night angry collection calls to all that is already burdening you down, and you get the perfect recipe for anxiety and stress. Living life knowing you have no pending fees hanging over your head is liberating and protects you from mental breakdowns.

More Financial Security

With the financial freedom that a debt-free life gives you, investing gets more comfortable as you have power and control over your finances. Getting a manageable mortgage rate is easy if you have a good credit score. This also saves you from paying cell phones and utilities’ deposits.

Increased Quality of Life 

A recent study suggests that debt- associated stress is likely to affect your mental health. Stress-free life allows you to eat better, enjoy life more, and generally lead a healthier life. With a less tight budget, you can afford to invest in yourself. You can spare expenses for entertainment. The entertainment fees are then used for traveling and fun related activities.

You also start taking good care of your health and even put more emphasis on how you look..

Conclusion

The Debt to Success System (DTSS) is advocating for a debt, stress-free living. It seeks to create your ideal world, your imaginative world, by offering you financial freedom. DTSS review shows that people are happy and more productive when not enslaved with debts.








Tuesday, October 13, 2020

3 Easy Ways to Save Money at Home

 Frugal living, for most people, is a stressful and elusive goal. When you hear about saving money around the house, you probably think that you have to make drastic changes to your lifestyle. This, for many, is a depressing thought.

 However, saving money at home does not mean that you must make extreme modifications to your spending habits. According to DTSS.us reviews, small changes can go a long way in helping you save your hard-earned money. Here are three ways to save money around the house without being overly stressed.

 3 Easy Ways to Save Money at Home

 Cook Your Meals

Image by One Shot via Pexels

It is incredible how much you can save when you substitute time for money. One area where this is particularly true is with regards to feeding your family. If you are looking to save money, avoid eating out as much as possible. Prepare your meals instead, and watch your food expenses go down.

 If you are often in a dilemma about what to cook, prepare meal plans early in advance. That way, you will rarely be tempted to order food because you don’t know what to cook. You can use an app or a meal planning website to create your meal plans. It will make cooking so much easier.

Cooking your food does more than save you money; it can also improve your health. The meals you prepare at home are likely to be healthier than the food you order in or eat out. 

 Lower Your Entertainment Costs

 Image by Pixaby via Pexels

The second tip for saving money at home is to spend as little as possible on entertainment. Rather than spend a lot of money on a family vacation in Hawaii or a weekend trip to Disneyland, why not scout for local entertainment options?

 Start by visiting local parks and finding out what they offer. If the kids are bored, head out to the library for a fun afternoon reading riveting tales. Instead of going to the theater weekly, why not play board games at home? They can be just as enjoyable as the movies. Or you can rent a movie and turn your living room into a movie theater, complete with low lighting and a bowl of popcorn.

 Consider having staycations instead of expensive vacations. Plan a hike through local trails, or visit local museums and historic sites for a fantastic weekend. As long as your family is having fun, it really doesn’t matter how much you spend on the activity.

Be Smart About Shopping

 Image by Artem Beliaikin via Pexels

You can also save a lot of money by adjusting your shopping habits. This does not necessarily call for a reduction in the things you buy; instead, it is about controlling impulses and ensuring that you spend money on the things you need.

 Start by buying things in bulk, since they tend to be cheaper that way. Secondly, try to make fewer trips to the store to avoid the temptation of buying something you don’t need. You will also save gas in the process. Third, purchase reusable items whenever you can. For instance, consider buying washcloths instead of paper towels, and you will save quite a bit. Also, invest in a water filter instead of buying bottled drinking water. It will save you a lot of money over the long haul.

 Conclusion

 Saving money around the home is not as stressful as you think. Making a few simple changes to your spending habits can help you save quite a bit of money. Try some of the tips shared in this blogpost and watch your home expenditure go down significantly.


 








Signs That You Have a Debt Problem


Image Credit

Are you living in a vicious cycle of paying debt and borrowing again for survival? If so, you’re among the many Americans that are drowning in debt. Since the economy turned ugly, people lost their jobs and those with debt sunk. Others were forced into insolvency and foreclosure for an inability to meet their financial obligations.

 Being in debt is nothing new; neither is it wrong to be in debt. It's the means through which many people can buy homes and cars and send their children to school. However, too much debt can become problematic and incapacitate you. Before it spirals out of control, check if you have these warning signs.

 Large Minimum Monthly Payments

When you have debts scattered all over, it's essential to add them up. This way, you'll establish how much of your income goes towards debt repayment each month. Write down your monthly take-home income and calculate 20%. Add up your monthly debt repayments and compare it to the 20% of your income.

 Based on this comparison, you can make a decision. If the total value of your debts is the same or higher than the 20% figure, your debts are too high. If the figure is lower than the 20%, consider allocating more money towards debt repayment.

 Ideally, the money that goes towards your debt shouldn’t be more than 15-20% of your income. Beyond this threshold, you put yourself at risk of not having enough money for your basic necessities.

 You Only Make Minimum Payments

Image Credit

You may not know this, but minimum payments on loans are designed to keep you in debt longer. The lower the minimum charge is, the longer you revolve your debt from month to month. Regardless of the level of debt, if you’re stuck at the minimum repayment, there’s a problem.

 For large debts, it’s advisable to pay as much as you can over the minimum every month. Set up automatic payments to avoid missing the payment dates. Take a step further by setting aside more money to clear that debt faster. If the minimum payments are all you can afford, for now, you need to reconsider your income levels.

 You Borrow to Pay Your Bills

Image Credit

If after payday you still can't pay bills or buy food in your house, you're deep into debt. The worst way to get cash to sort bills is from your credit card as you're charged high interest. Additionally, you’ll also be slapped with a cash advance fee.

 With time, you'll run out of places to borrow money, and there'll be no choice but to face the balances. If this is where you are, start making plans to reduce expenses and boost your income sources. This way, you’ll live within your means without borrowing from friends, family, or creditors.

 Take Away

There's a whole range of warning signs to look out for to establish if you’re in bad debt. If you’re in one or more of the above situations, you need help. Get more insights on how to get out of debt from the DTSS U.S. Complete Freedom program. With time, you’ll know how to create a budget and stick by it. 








4 Financial Goals To Set Yourself Next Year

 The year is coming to an end and when a new year starts, you will probably be thinking about your goals for the next 12 months. The beginning of a new year is a great time to set yourself some financial goals so you can improve your position and start making plans for your family in the future. Unfortunately, a lot of people don’t know where to start with financial goals and they create unrealistic goals that they are never going to reach. If you want to set some financial goals next year, these are some of the best ones to consider. 


Pixabay CCO License

Pay Off Debts 

Paying off your debts is one of the best financial goals because it makes it a lot easier to achieve the rest of your goals as the year progresses. When a large percentage of your monthly income goes straight towards debt repayments, it’s tough to save money and plan for the future, so clearing those debts should always be a priority. If you are in a tough position, consider working with a debt relief organization like the Debt to Success System - DTSS because they will be able to reduce the overall amount of debt that you owe. If you can rewrite your budget and make a few cutbacks, you should be able to pay off the remaining debts relatively quickly. Once you are debt free, you have a lot more expendable income each month, which can be put towards achieving the rest of your financial goals. 

Save An Emergency Fund 

Once you have cleared your debts, you should start saving an emergency fund if you don’t already have one. This will help you to avoid getting into more debt in the future because you will have money to fall back on when you are hit with unexpected expenses. Having that buffer there is a huge help and it will allow you to remain financially independent. 

Make Some Investments 

If you want to make sure that your family is financially secure in the future, you should start making investments now. A lot of people neglect investments because they find it daunting and they don’t really know where to start, but there are plenty of different ways that you can invest your money. If you have a healthy savings account, why not invest in a property? You could also invest in stocks and shares but it’s a good idea to speak with a financial advisor first. The earlier you make your investments, the more they will grow, so get started right away. 

Treat Yourself 

Although financial goals are there to help you secure your finances and plan for the future, you shouldn’t forget to treat yourself. When you have achieved the rest of your goals and you are in a stable position, think about saving for something that you want. It might be a new car or a trip that you have always wanted to take. Treating yourself allows you to see the benefit of improved finances right away and gives you the motivation to continue managing your money well in the future. 


If you set yourself these financial goals, you will be in a much better position in a year.