Thursday, January 22, 2009

Credit Card Tips (2)

I am sure that many travelers had experienced this issue during their travel. To avoid all this problem you need to keep these tips in mind, so it will help you in the future. If you want to keep a copy of your credit card numbers, do so of the front and back so you have the phone numbers to call your bank if needed but most importantly, block out (making sure it cannot be read) or cut out the expiration dates and names on the face of the cards. This will make it harder if the copies fall into the wrong hands. While your liability in stolen credit card cases is limited to $50/card, this can quickly add up if multiple cards are involved.

Number 3:
Automatic Credit card deactivation can spoil a vacation. Some banks and credit unions cut off credit cards that are used 6 or more times in one day, to try and stop thieves from using stolen cards. If this happens to you overseas, you may find it difficult or impossible to have your card reactivated. Before going on an overseas trip on which you will use your credit cards, notify your credit card companies that you will be away overseas. This will let then know that your card has not been compromised.