Thursday, January 22, 2009

Credit Card Tips (1)

The fluctuations in the economy may change a lot of things, but one thing that remains the same is the desire to explore new places and experience new cultures. It’s just that now, when travelers set off on anything from an African safari to a weekend getaway, they’re a bit more conscious about their spending. Here are some tips for you to consider.

Number 1:
Anytime you travel you should make photo copies of all of your credit cards airline tickets and documents, both front and back. You should leave these photocopies with a friend, and had a copy of these Xeroxes in your luggage. That way if you ever lose a credit card you can get it canceled right away. The majority of problems with the cancellation of credit cards occur when you travel internationally. Many travelers forget who the credit card is with, it's then many wasted hours calling United States and trying to find out which bank or institution the credit card was with. That's where the photocopies come in handy.

Number 2:
If you travel with someone, especially a husband or wife, I would make sure you travel with individual credit cards in separate names. The reason for this is simple. Many families have one credit card issued to them. Many families have one credit card account number one have individual cards issued to each person. The problem with this is if one person were lose their credit card, the others person's credit card would be canceled also, and you would have to wait until card was sent to you and three to five days. By each traveler having his or her own separate credit card, if one was lost, you could survive on the other credit card for a few days until the other is replaced.