High medical cost is one of the major reasons why families suddenly go bankrupt. If you want to protect your family from this kind of misfortune then you should seriously consider getting health insurance. With so many insurance companies to choose from, it is important that you know how to choose which among them can provide the health coverage that you and your family need. Ask for health insurance rates as well as information on the different insurance policies that these insurance companies offer so that you will know which policy is right for you.