There are times when people find that they need money because they’re in a pinch. It can occur from an auto accident. Until the insurance companies straighten out who is at fault, people can be out some money until they are sent a check. A person might incur an unexpected illness. Even something as simple as getting the flu or pneumonia can keep a person out of work longer than they expected. This can result in a drastically reduced paycheck or possibly losing a job depending upon how long a person is out for. It’s unfortunate. Thankfully, there are some ways to raise cash to keep up on bills and other expenses.
Pawning items can help people secure money for a short duration of time. Some pawn shops allow people to keep their items at the store for three months before they can be repurchased again. Pawn shops only give a partial amount of the value of an item because the intention, should the owner not return, is to sell the item to someone else for a marked up price.
A title loan can be useful if the amount needed is of a greater amount. A car can be offered as collateral for a loan amount. When the loan is paid off, the title is given back to the original owner. This type of loan is similar to pawning an item; however, it doesn’t put a person out of the “item”. Pawning requires that a person leave their item with the pawn shop, which takes away from their ability to use it.
Many people have gift cards that they seldom use. These gift cards are transferable if they don’t have a specific name on them. They can be sold on any auction site. They most likely will not be sold for the value of the gift card, but a person can sell one for a close amount. Gift cards that are highly desired are typically sold for a higher amount that is closer to their value amounts.
Cash back on credit cards can be obtained as well. In fact, they often can be used at any ATM machine. There is usually a high interest amount with this option; however, it’s a nice option to have in the event a person needs a few hundred to a few thousand dollars quickly. With any option of borrowing cash, it’s important to pay it back quickly to avoid future costs.
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